Short Term Business Loans

Position Your Business for Success with a Short Term Business Loan

Find Out How Much Cash Your Business Could Receive

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QuickBridge’s short-term business loans get you up to $500,000 in financing for stocking inventory, covering payroll, buying equipment, and other small business needs. Applying online is easy and you can get funded in as little as 24 hours. It’s simple, fast, and hassle-free to get the funding you need. Let us be your partner for short-term business loans and fast financing solutions.

Short-Term Loans Designed for Your Business

Our short-term business loans are perfect for seasonal businesses that need to stock inventory and staff up before the busy season starts, companies experiencing delays on accounts receivable, and those that need to make payroll. Short-term business loans have predictable repayment cycles and no long-term obligations, so there are no surprises down the road.

Every industry and type of small business faces temporary financing issues, so we created a small business loan to get you the financing you need with fast approvals. Plus, we offer a hassle-free online process.

How to Use Short Term Business Loans

Cover Unexpected Expenses

Help cover emergency expenses like repairs or replacing important equipment. You could also use it for unexpected tax payments or insurance deductibles.

Stabilize Cash Flow

Smooth out cash flow between peak sales months and stay on top of expenses all year long. Being well funded during slow sales periods is vital.

Business Investments

Pursue a business opportunity that requires an initial influx of cash. Take advantage of a surprise discount to buy inventory or machinery for a new project.

Business Expansion

Use the financing to upgrade or expand your business operations. Cover costs related to opening a new location or expanding your current establishment.

Apply for a Short Term Business Loan Online

Simply Apply Online

The application process is easy and only requires a driver’s license and bank statements.

Get a Quick Credit Decision

We provide fast credit decisions and offer flexible payment options that best fit your specific needs.

Receive Funds Fast

If a credit approval is established, funds are sent directly to your bank account in matter of days.

What Small Business Owners Say

The Difference Between Short-Term and Regular Business Loans

A short-term business loan is a shorter, faster business loan for short-term business needs. It typically offers repayment terms up to 18 months compared to the repayment terms of up to 10 years for a traditional business loan. Funds from short-term financing can typically be released faster as they’re intended for immediate use, while traditional loans can take up to several weeks to be funded. Short-term business loans are perfect for cash flow gaps, covering payroll, and purchasing or repairing equipment that’s needed for immediate use. While traditional term loans may have lower interest rates, you can get stuck in red tape. Short-term business loans give you the financing you need now so you can keep operations from screeching to a halt.

The payment options with short-term business loans are more flexible, especially with the shorter payback period, and with QuickBridge you can get approved and funded in as little as one business day. If you need to stock inventory, get vehicles back on the road, or make payroll during a slow season, apply for one of our short-term business loans today.

How to Get Short Term Financing for Your Small Business

Once you have your financial documents ready, you can apply for a short-term business loan online using our three-step process:

Fill out the quick form on this page.
Your application gets reviewed using multiple data points including your credit score, financial history, and current standing.
Once approved, you can be funded in as little as 24 hours.

Unlike traditional lenders like banks that put you through bureaucratic red tape, alternative lenders like us look at more than just your credit score and keep a sense of urgency in mind. Instead of thinking of you as a number, we look closely at your track record of business success. We also account for slow and busy seasons, as well as unexpected events like natural disasters.

These are some of the many reasons business owners like you turn to QuickBridge for short-term business loans. We’re a lender that looks at more than just the numbers and considers you and your business as true partners in success.

Short Term Business Loan Resources

There’s a lot to consider when thinking about getting short term financing. QuickBridge can help with information and resources to get you started.

What is the Right Business Financing if You Have Cash Flow Problems?

A common threat to small business health is lack of steady cash flow. Small business cash flow issues can result for a number of reasons, including seasonality and delays in payment. Learn about strategies to maintain steady cash flow, including the use of short term small business loans designed to help manage temporary working capital needs.

4 Financial Habits to Boost Your Small Business Cash Flow

Maintaining healthy business cash flow often begins with employing a few simple financial habits. Knowing how to apply these techniques, including the strategic use of short term working capital, can mean the difference between your small business thriving or failing. Learn more about setting up your short term business cash flow habits for long term success.

Your Path to Business Funding Starts Here

Get fast financing for your business when you need it the most, not when the bank decides you're ready. Applying requires no commitment and takes just minutes to complete.

Simple application process

Receive funds within days

Business loans of up to 500K

No hidden fees

FAQs: Short Term Business Loans

How long is a short term business loan?

Short-term business loans range from 6 to 18 months compared to standard business loans, which range from 3 to 10 years. The short payback periods make them appealing to business owners because the debt stays on their credit history for less time and they can pay off the debt faster.

What do businesses use short term loans for?

Short-term business loans often get approved and funded faster than traditional term loans. Businesses use them for: making payroll, covering operating expenses during disasters or emergency situations, replacing equipment or vehicles that are needed to keep operations running, stocking inventory before a busy season, paying suppliers when they need to increase production for new and larger contracts or expansions, any other situation where funding is needed quickly.

Can I get a small business loan for my startup?

Small business startup loan requests are more likely to be declined by traditional banks because of the risk they carry. Most startups haven’t had the time to build the kind of credit that traditional banks typically require. Our small business loans for startups provide options for new businesses that have been turned down by traditional lenders. We will consider businesses that have been operating for at least six months, and we do not require a down payment or collateral.

How much can I get with a short-term business loan?

QuickBridge offers short-term business loans up to $500,000. Our competitive financing is designed to cover all of your short-term financing needs, quickly.

How do you qualify for a short term business loan?

Our short term loans offer an alternate source of fast funding for borrowers who may have had difficulty getting approved for a traditional bank loan. That means you don’t need a perfect credit score. Simply provide us with some basic information about your business by filling out our online application , and if approved, you could have funds in your bank account in a matter of days.