A hard inquiry is when someone checks your credit score (either personal or business) with the major credit bureaus as part of an application for credit, such as a loan, credit card, or other form of financing. For business loans, they’ll use the three business ...
A contingency reserve in a business loan is extra money set aside in case you face unexpected costs when delivering a project, like buying additional supplies or when additional development hours are needed. These back-up funds are included to help mitigate project risks and, in ...
The difference in timing between how you account for inventory and when actual cash flows into or out of your bank account makes a difference in determining whether you can self-fund your cash flow needs or should seek a loan. The IRS generally requires you to ...
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